Non-QM Loans Rate Mortgage on the Cheap!

Get a FREE quote on a Non-QM Loans rate mortgage & save thousands of dollars per year.

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The Lowdown on Non-QM Loans Rate Mortgage...

  • Available on a 5/1 ARM with an Interest Only option available
  • Purchase, Rate and Term & Cash Out transaction types
  • Primary, Second home & Investment properties
  • Loan amounts up to $2 million
  • 680 minimum credit score
  • Up to 50% DTI
  • No seasoning requirements for refinances: Rate/Term & Cash Out
  • Documentation types include 12 & 24 month bank statements, asset depletion, 1 or 2 years full doc & 1099 option
  • Bank statement and 1099 on all occupancy types
  • First time home buyers allowed on all documentation types
  • Asset depletion may be used on a stand-alone basis or in combination w/all documentation types
  • 12 month seasoning from major credit event
  • Borrowers are allowed up to 15 financed properties including subject – unlimited properties if purchasing primary residence
  • Gift funds are allowed

Do I Qualify?

As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.

  • Fixed Rates
  • Adjustable Rates (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Terms from 5 to 30 Years

I Want My FREE Non-QM Loans Rate Quote!

I Want My FREE Non-QM Loans Rate Quote!